As you may or may not know, I’m attending (“Auditing”, as it were) a Personal Wealth management Course. This is good knowledge. Every time I think I may know everything I need to know about some aspect of personal finance, or wealth management, I learn more.
If you want to match up your portfolio for your 401(k), 403(b), Roth, or just your own personal portfolio, to what a Ph. D. in Finance does, here’s what he says.
| Fund Type | Percent of Portfolio | Notes |
| S&P 500 Index | 10% | |
| US Large Value | 16.5% | “Value” refers to companies that are underdogs, so to speak. |
| US Small Cap | 10% | |
| US Small Cap Value | 16.5% | |
| US Mid Cap | 10% | |
| US REIT | 7% | REIT = “Real Estate Investment Trust” |
| “Total International” Fund | 25% | “Total International” is the name of the fund. |
| Emerging Markets | 5% | This is also the name of the fund. |
